@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@600;700;800&display=swap');

:root{
  --navy:#071d35;
  --navy-2:#0d2d50;
  --blue:#1167b1;
  --blue-2:#2387d9;
  --sky:#eaf5ff;
  --red:#c8103f;
  --red-2:#e83b66;
  --cream:#f7f4ee;
  --paper:#ffffff;
  --ink:#102033;
  --muted:#607086;
  --line:#dbe4ed;
  --success:#16845b;
  --shadow:0 24px 70px rgba(7,29,53,.12);
  --radius:22px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:var(--paper);font-family:"DM Sans",Arial,sans-serif;line-height:1.6}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.topbar{background:var(--navy);color:#dce8f4;font-size:12px}
.topbar .inner{display:flex;justify-content:space-between;gap:20px;align-items:center;min-height:38px}
.topbar a{text-decoration:underline;text-underline-offset:3px}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(219,228,237,.8)}
.nav{min-height:82px;display:flex;align-items:center;gap:34px}
.brand{display:flex;align-items:center;gap:12px;margin-right:auto}
.brand-mark{width:42px;height:42px;border-radius:14px 14px 14px 4px;background:linear-gradient(145deg,var(--blue),#0b4278);position:relative;overflow:hidden;box-shadow:0 10px 25px rgba(17,103,177,.25)}
.brand-mark:before,.brand-mark:after{content:"";position:absolute;height:5px;border-radius:10px;transform:rotate(-12deg);left:7px}
.brand-mark:before{width:29px;top:12px;background:#fff}
.brand-mark:after{width:22px;top:21px;background:#c8103f}
.brand-word{font-family:Manrope,sans-serif;font-size:20px;font-weight:800;letter-spacing:-.7px;line-height:1}
.brand-word span{color:var(--red)}
.navlinks{display:flex;align-items:center;gap:6px}
.navlinks>a,.navdrop>button{border:0;background:none;padding:12px 11px;color:#29445e;font-weight:600;font-size:14px;cursor:pointer;border-radius:12px}
.navlinks>a:hover,.navdrop>button:hover{background:var(--sky);color:var(--blue)}
.navdrop{position:relative}
.dropdown{position:absolute;display:none;top:48px;left:0;width:250px;padding:10px;background:white;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow)}
.navdrop:hover .dropdown,.navdrop.open .dropdown{display:grid}
.dropdown a{padding:10px 12px;border-radius:10px;font-size:14px}
.dropdown a:hover{background:var(--sky);color:var(--blue)}
.nav-actions{display:flex;gap:10px;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:999px;padding:13px 20px;font-weight:700;border:1px solid transparent;transition:.2s ease;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--red);color:#fff;box-shadow:0 12px 25px rgba(200,16,63,.2)}
.btn-blue{background:var(--blue);color:#fff;box-shadow:0 12px 25px rgba(17,103,177,.2)}
.btn-ghost{background:#fff;border-color:var(--line);color:var(--navy)}
.btn-soft{background:var(--sky);color:var(--blue)}
.menu{display:none;border:0;background:var(--sky);width:44px;height:44px;border-radius:13px;cursor:pointer;font-size:20px;color:var(--navy)}
.mobile-panel{display:none;padding:16px 0 24px;border-top:1px solid var(--line)}
.mobile-panel a{display:block;padding:13px 4px;border-bottom:1px solid #edf2f6;font-weight:600;color:var(--ink)}
.mobile-panel a:hover{color:var(--blue)}
/* CTA buttons inside mobile panel */
.mobile-panel .mobile-cta-login,
.mobile-panel .mobile-cta-register{
  display:flex;align-items:center;justify-content:center;
  margin:0 0 6px;padding:13px 16px;
  border-radius:999px;font-weight:700;font-size:15px;
  border-bottom:none;text-align:center;
  transition:opacity .18s,transform .18s;
}
.mobile-panel .mobile-cta-login{
  background:var(--navy);color:#fff;
  box-shadow:0 6px 18px rgba(7,29,53,.18);
}
.mobile-panel .mobile-cta-register{
  background:var(--red);color:#fff;
  box-shadow:0 6px 18px rgba(200,16,63,.18);
}
.mobile-panel .mobile-cta-login:hover,
.mobile-panel .mobile-cta-register:hover{
  opacity:.88;transform:translateY(-1px);
}
.mobile-panel__divider{
  height:1px;background:var(--line);margin:10px 0 14px;
}

.hero{background:linear-gradient(135deg,var(--navy),#0e477d 68%,#1167b1);color:#fff;overflow:hidden}
.hero .container{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center;padding:82px 0}
.eyebrow{display:inline-flex;gap:8px;align-items:center;color:#bfe2ff;text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:800}
.eyebrow:before{content:"";width:28px;height:2px;background:var(--red-2)}
h1,h2,h3,h4{font-family:Manrope,sans-serif;letter-spacing:-.035em;line-height:1.08;margin:0 0 18px}
h1{font-size:clamp(42px,6vw,72px)}
h2{font-size:clamp(30px,4vw,48px)}
h3{font-size:23px}
.lead{font-size:19px;color:#d9e8f5;max-width:650px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.hero-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:28px;padding:28px;box-shadow:0 30px 80px rgba(0,0,0,.2)}
.login-card{background:#fff;color:var(--ink);border-radius:24px;padding:26px;box-shadow:0 25px 60px rgba(0,0,0,.2)}
.login-card h3{display:flex;align-items:center;gap:10px;color:var(--navy)}
.field{display:grid;gap:7px;margin:12px 0}
.field label{font-size:12px;font-weight:700;color:var(--muted)}
.field input,.field select,.field textarea{width:100%;border:1px solid var(--line);border-radius:12px;padding:12px 14px;background:#fff;outline:none}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(17,103,177,.1)}
.small{font-size:12px;color:var(--muted)}
.section{padding:88px 0}
.section.alt{background:var(--cream)}
.section.blue{background:var(--sky)}
.section-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:34px}
.section-head p{max-width:560px;color:var(--muted);margin:0}
.grid{display:grid;gap:20px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 8px 28px rgba(7,29,53,.04)}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);transition:.2s ease}
.card p{color:var(--muted)}
.icon{width:48px;height:48px;border-radius:15px;background:var(--sky);color:var(--blue);display:grid;place-items:center;font-size:21px;margin-bottom:20px}
.metric{font-family:Manrope,sans-serif;font-size:35px;font-weight:800;color:var(--navy)}
.kicker{font-size:13px;font-weight:800;color:var(--red);text-transform:uppercase;letter-spacing:.12em}
.product-card{position:relative;overflow:hidden}
.product-card:after{content:"";position:absolute;width:120px;height:120px;border-radius:50%;background:var(--sky);right:-55px;top:-55px;z-index:0}
.product-card>*{position:relative;z-index:1}
.check{color:var(--success);font-weight:700;margin-right:6px}
.list{padding:0;margin:18px 0;list-style:none;display:grid;gap:11px}
.list li{display:flex;gap:9px;align-items:flex-start}
.band{background:var(--red);color:#fff}
.band .container{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:28px 0}
.band p{margin:0;color:#ffe9ef}
.split{display:grid;grid-template-columns:1fr 1fr;gap:0;overflow:hidden;border-radius:28px;background:var(--navy);color:#fff}
.split-copy{padding:50px}
.split-visual{
  min-height:420px;
  background:
    radial-gradient(circle at 20% 25%,rgba(35,135,217,.28),transparent 45%),
    radial-gradient(circle at 85% 75%,rgba(200,16,63,.15),transparent 40%),
    linear-gradient(145deg,#134674,#071d35 80%);
  position:relative;
  display:flex;
  align-items:center;
  justify-content:center;
  padding:30px 20px;
  overflow:hidden;
  perspective:1200px;
}
.split-visual:after{display:none}

.card-stage{
  position:relative;
  width:100%;
  max-width:420px;
  display:flex;
  align-items:center;
  justify-content:center;
  padding:24px 0;
}

/* Secondary Ghost Card for Layered 3D Depth */
.virtual-card-ghost{
  position:absolute;
  width:350px;
  height:220px;
  border-radius:20px;
  background:linear-gradient(135deg,rgba(255,255,255,.08) 0%,rgba(17,103,177,.15) 100%);
  border:1px solid rgba(255,255,255,.14);
  transform:rotate(-10deg) translate(-14px,8px) scale(.96);
  pointer-events:none;
  filter:blur(1px);
  opacity:.7;
  z-index:1;
}

/* Main Virtual ATM Card */
.virtual-card{
  position:relative;
  z-index:2;
  width:100%;
  max-width:370px;
  height:230px;
  border-radius:20px;
  padding:22px 24px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  background:
    radial-gradient(circle at 15% 20%,rgba(255,255,255,.25) 0%,transparent 40%),
    radial-gradient(circle at 90% 80%,rgba(35,135,217,.4) 0%,transparent 50%),
    linear-gradient(135deg,#0d2e53 0%,#174b7d 50%,#06192d 100%);
  border:1px solid rgba(255,255,255,.32);
  box-shadow:
    0 25px 60px -10px rgba(0,0,0,.65),
    0 0 40px rgba(35,135,217,.3),
    inset 0 1px 1.5px rgba(255,255,255,.45),
    inset 0 -1px 2px rgba(0,0,0,.4);
  transform:perspective(1000px) rotateY(-6deg) rotateX(4deg) rotate(-3.5deg);
  transition:transform .5s cubic-bezier(.16,1,.3,1),box-shadow .5s ease;
  overflow:hidden;
  color:#fff;
  cursor:pointer;
}

.virtual-card:hover{
  transform:perspective(1000px) rotateY(0deg) rotateX(0deg) rotate(0deg) translateY(-8px) scale(1.02);
  box-shadow:
    0 35px 75px -12px rgba(0,0,0,.8),
    0 0 50px rgba(35,135,217,.5),
    inset 0 1px 2px rgba(255,255,255,.6);
}

/* Metallic Specular Shimmer Reflection */
.card-shimmer{
  position:absolute;
  inset:-100%;
  background:linear-gradient(
    115deg,
    transparent 35%,
    rgba(255,255,255,.12) 48%,
    rgba(255,255,255,.28) 50%,
    rgba(255,255,255,.12) 52%,
    transparent 65%
  );
  transform:rotate(25deg);
  pointer-events:none;
  transition:transform .8s ease;
}

.virtual-card:hover .card-shimmer{
  transform:translate(50%,50%) rotate(25deg);
}

/* Card Top: Brand & Badge */
.card-top{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
}

.card-brand{
  display:flex;
  align-items:center;
  gap:9px;
}

.card-mark{
  width:28px;
  height:28px;
  border-radius:9px 9px 9px 3px;
  background:linear-gradient(145deg,#2387d9,#0b4278);
  position:relative;
  overflow:hidden;
  box-shadow:0 4px 12px rgba(0,0,0,.3);
  flex-shrink:0;
}

.card-mark:before,
.card-mark:after{
  content:"";
  position:absolute;
  height:3.5px;
  border-radius:6px;
  transform:rotate(-12deg);
  left:5px;
}
.card-mark:before{width:19px;top:8px;background:#fff}
.card-mark:after{width:14px;top:14px;background:#c8103f}

.card-brand-text{
  font-family:Manrope,sans-serif;
  font-size:15px;
  font-weight:800;
  letter-spacing:-.3px;
  color:#fff;
  line-height:1;
}

.card-brand-text span{
  color:#ff5b82;
}

.card-chip-tag{
  display:inline-flex;
  align-items:center;
  gap:6px;
  padding:4px 10px;
  border-radius:999px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.22);
  backdrop-filter:blur(8px);
  font-size:10px;
  font-weight:800;
  letter-spacing:.8px;
  color:#eaf5ff;
  text-transform:uppercase;
}

.pulse-dot{
  width:7px;
  height:7px;
  border-radius:50%;
  background:#10b981;
  box-shadow:0 0 8px #10b981;
  animation:pulseGreen 2s infinite;
}

@keyframes pulseGreen{
  0%,100%{opacity:1;transform:scale(1)}
  50%{opacity:.5;transform:scale(.85)}
}

/* Card Mid: EMV Chip & NFC */
.card-mid{
  display:flex;
  align-items:center;
  justify-content:space-between;
  margin:4px 0;
}

.emv-chip{
  width:42px;
  height:32px;
  border-radius:6px;
  background:linear-gradient(135deg,#d4af37 0%,#f9e8a2 35%,#aa7c11 70%,#ffd700 100%);
  border:1px solid rgba(138,98,12,.6);
  box-shadow:inset 0 1px 2px rgba(255,255,255,.6),0 2px 5px rgba(0,0,0,.3);
  position:relative;
  overflow:hidden;
}

.chip-circuit{
  position:absolute;
  inset:0;
  border:1px solid rgba(120,80,10,.45);
  border-radius:5px;
}

.chip-circuit:before{
  content:"";
  position:absolute;
  top:50%;
  left:0;
  right:0;
  height:1px;
  background:rgba(120,80,10,.45);
}

.chip-circuit:after{
  content:"";
  position:absolute;
  left:36%;
  right:36%;
  top:0;
  bottom:0;
  border-left:1px solid rgba(120,80,10,.45);
  border-right:1px solid rgba(120,80,10,.45);
}

.nfc-icon{
  color:rgba(255,255,255,.7);
  display:flex;
  align-items:center;
  justify-content:center;
  transform:rotate(90deg);
}

/* Card Number */
.card-number{
  display:flex;
  align-items:center;
  gap:12px;
  font-family:"Courier New",Courier,monospace;
  font-size:18px;
  font-weight:700;
  letter-spacing:2px;
  color:#fff;
  text-shadow:0 1px 2px rgba(0,0,0,.7),0 0 1px rgba(255,255,255,.3);
  user-select:none;
}

.num-group.dots{
  letter-spacing:3px;
  font-size:20px;
  opacity:.85;
}

/* Card Bottom: Holder, Expiry, Network */
.card-bottom{
  display:flex;
  align-items:flex-end;
  justify-content:space-between;
  gap:12px;
}

.card-col{
  display:flex;
  flex-direction:column;
  gap:2px;
}

.card-sub{
  font-size:8px;
  font-weight:700;
  color:rgba(255,255,255,.6);
  letter-spacing:1px;
  text-transform:uppercase;
}

.card-val{
  font-family:Manrope,sans-serif;
  font-size:12px;
  font-weight:700;
  color:#fff;
  letter-spacing:.8px;
  text-transform:uppercase;
  text-shadow:0 1px 2px rgba(0,0,0,.5);
}

.card-network{
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:2px;
}

.network-circles{
  display:flex;
  align-items:center;
  position:relative;
  width:38px;
  height:24px;
}

.circle-red,
.circle-orange{
  width:24px;
  height:24px;
  border-radius:50%;
  position:absolute;
  top:0;
}

.circle-red{
  left:0;
  background:#eb001b;
}

.circle-orange{
  right:0;
  background:#f79e1b;
  opacity:.92;
  mix-blend-mode:screen;
}

.network-label{
  font-size:8px;
  font-weight:800;
  letter-spacing:1px;
  color:#fff;
  opacity:.85;
}

/* Floating Badges */
.card-float-badge{
  position:absolute;
  z-index:3;
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:8px 14px;
  border-radius:999px;
  background:rgba(7,29,53,.82);
  border:1px solid rgba(255,255,255,.22);
  backdrop-filter:blur(12px);
  box-shadow:0 12px 30px rgba(0,0,0,.35);
  font-size:12px;
  font-weight:700;
  color:#fff;
  white-space:nowrap;
  pointer-events:none;
  animation:floatBadge 4s ease-in-out infinite alternate;
}

.badge-icon{
  color:var(--blue-2);
  flex-shrink:0;
}

.float-top-right{
  top:6px;
  right:-8px;
  animation-delay:0s;
}

.float-bottom-left{
  bottom:8px;
  left:-8px;
  animation-delay:-2s;
}

@keyframes floatBadge{
  0%{transform:translateY(0)}
  100%{transform:translateY(-7px)}
}

@media(max-width:900px){
  .float-top-right{right:0;top:0}
  .float-bottom-left{left:0;bottom:0}
  .virtual-card{max-width:320px;height:200px;padding:18px 20px}
  .virtual-card-ghost{width:300px;height:190px}
  .card-number{font-size:15px}
}

@media(max-width:480px){
  .card-float-badge{display:none}
  .virtual-card{transform:none!important;max-width:100%;height:auto;min-height:190px}
  .virtual-card-ghost{display:none}
}
.breadcrumb{padding:22px 0;color:var(--muted);font-size:13px}
.page-hero{background:linear-gradient(135deg,var(--cream),#edf6ff);padding:64px 0}
.page-hero p{max-width:700px;color:var(--muted);font-size:18px}
.rate-table{width:100%;border-collapse:collapse;background:#fff;border-radius:18px;overflow:hidden;border:1px solid var(--line)}
.rate-table th,.rate-table td{text-align:left;padding:15px;border-bottom:1px solid var(--line)}
.rate-table th{background:var(--navy);color:#fff}
.note{padding:15px 17px;border-left:4px solid var(--red);background:#fff4f7;border-radius:10px;color:#5e2a38}
.accordion{display:grid;gap:10px}
details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 20px}
summary{font-weight:700;cursor:pointer}
.location-card{display:flex;gap:18px;align-items:flex-start}
.map{min-height:420px;border-radius:24px;background:
linear-gradient(90deg,rgba(17,103,177,.08) 1px,transparent 1px),
linear-gradient(rgba(17,103,177,.08) 1px,transparent 1px),
linear-gradient(135deg,#eaf5ff,#f7f4ee);background-size:36px 36px;display:grid;place-items:center;color:var(--blue);font-weight:800}
.blog-card .date{font-size:12px;color:var(--red);font-weight:800;text-transform:uppercase}
.blog-card a{color:var(--blue);font-weight:700}
.footer{background:var(--navy);color:#c8d8e8;padding:70px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
.footer h4{color:#fff;font-size:16px;letter-spacing:0}
.footer a{display:block;color:#c8d8e8;margin:8px 0;font-size:14px}
.footer a:hover{color:#fff}
.footer-brand{color:#fff;font-family:Manrope,sans-serif;font-size:25px;font-weight:800}
.footer-brand span{color:#ff5b82}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:45px;padding-top:22px;display:flex;justify-content:space-between;gap:20px;font-size:12px}
.fdic{display:inline-flex;gap:8px;align-items:center;padding:7px 10px;border:1px solid rgba(255,255,255,.2);border-radius:10px}
.notice{background:#fff8dc;border:1px solid #ead88e;padding:14px 16px;border-radius:12px;color:#604d0b}
.searchbox{display:flex;gap:10px;max-width:720px}
.searchbox input{flex:1;padding:16px;border:1px solid var(--line);border-radius:999px}
.tag{display:inline-flex;padding:6px 10px;border-radius:999px;background:var(--sky);color:var(--blue);font-size:12px;font-weight:700}
.form-card{max-width:760px;margin:auto;background:#fff;border:1px solid var(--line);padding:30px;border-radius:24px;box-shadow:var(--shadow)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.center{text-align:center}
.muted{color:var(--muted)}
.cta-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}
hr{border:0;border-top:1px solid var(--line);margin:30px 0}
.mobile-only{display:none}

@media(max-width:980px){
  .navlinks{display:none}.menu{display:block}
  /* Keep login visible beside the mobile menu; hide only the secondary CTA. */
  .nav-actions .btn-ghost{display:inline-flex;padding:10px 13px;font-size:13px}
  .nav-actions .btn-primary{display:none}
  /* Show mobile panel when open */
  .mobile-panel.open{display:block}
  .hero .container{grid-template-columns:1fr;padding:60px 0}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:640px){
  .container{width:min(var(--max),calc(100% - 28px))}
  .topbar .inner{font-size:11px}
  .nav{min-height:72px}.brand-word{font-size:18px}
  .hero .container{padding:48px 0}.hero-card{padding:20px}
  .section{padding:62px 0}
  .section-head{display:block}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}.split-visual{min-height:240px}.split-copy{padding:34px}
  .band .container{display:block}.band .btn{margin-top:14px}
  .footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}
  .form-row{grid-template-columns:1fr}
}